feat: add budgets and goals#19
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## v0.5.0 — Budgets & Goals ### Features - Monthly category budgets with create, edit, delete, progress bars, and overspending warnings - Savings goals with target amounts, progress tracking, contribution support, and optional target dates - Dashboard widgets: budget summary, over-budget categories, goal progress - Budgets and Goals navigation sections with full CRUD ### Technical - Budget and Goal types with persistence support - Budget finance helpers (utilization, remaining, overspending) — 9 unit tests - Goal finance helpers (progress) — 4 unit tests - Cloud backup includes budgets and goals in payload and restore preview - All state is local-first. No schema version bump. Old data loads unchanged. Co-Authored-By: Claude <noreply@anthropic.com>
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v0.5.0 — Budgets & Goals
Features
Technical
BudgetandGoaltypes insrc/lib/data/types.tswith persistence supportAcceptance criteria
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