[david-ruiz-cko]

This pull request introduces several improvements and additions to the payments SDK, focusing on enhanced documentation, new API support, and expanded test coverage. The most significant changes include comprehensive docstrings for key data models, the addition of support for unreferenced refund requests in the payments client, and a new test suite for bank payout request serialization.

Documentation enhancements

• Added detailed docstrings and property descriptions to the AccountHolderIdentification, AccountHolder, and Instruction classes in checkout_sdk/common/common.py and checkout_sdk/payments/sessions/sessions.py, clarifying their usage, requirements, and field constraints. [1] [2]

API and client updates

• Added UnreferencedRefundRequest to the imports in checkout_sdk/payments/payments_client.py and implemented the request_unreferenced_refund method to support sending unreferenced refund requests via the payments client. [1] [2]

Test coverage

• Introduced a new test module, tests/payments/bank_payout_request_serialization_test.py, which provides fixtures and tests for serialization and round-trip encoding/decoding of bank payout requests, ensuring the correctness and completeness of the request payloads.

[agent-wall-e]

🟡 Risk Classification: MINOR

Approval route: AI Review + Human Approval
Rollback controls: Staged rollout + rollback

Classification reasons

• no_low_class_matched
• prod_source_modified

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 2

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_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
no_low_class_matched	informational	§2.2 (fall-through)	None of the deterministic Low classes (§2.2.3, §2.2.4, §2.2.7, docs-only) applied; classifier fell through to LLM evaluation.
prod_source_modified	informational	§2.1 M7 (informational)	At least one file is non-doc, non-test, non-IaC — i.e. application source code was modified.

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🟢 Advisory review: Looks good to me

This PR still needs a human approval — wall-e cannot auto-approve it. For what it's worth, I read the diff and found nothing I'd block on.

Adds a network_token payout destination type, UnreferencedRefundRequest client method, documentation across several model classes, and thorough serialization test suites. The implementation matches the stated intent and the tests cover the new surface area well.

What I checked

• The new request_unreferenced_refund method correctly posts to __PAYMENTS_PATH with the same pattern as request_payout, and the idempotency key is threaded through — tests verify both paths.
• The NetworkTokenType enum values (vts, mdes, applepay, googlepay) and PaymentDestinationType.NETWORK_TOKEN addition are consistent between the implementation and the test assertions.
• PaymentRequestNetworkTokenDestination is imported and exercised in multiple test files, and the round-trip test explicitly checks every field including nested account_holder properties.
• The DRIVING_LICENSE enum value is used in bank_payout_request_serialization_test.py for the sender identification, and the fixture expects 'driving_licence' (with the British spelling) — if the enum value serialises as driving_license (American spelling) that test will fail; this should be verified against the enum definition (not visible in the truncated diff).
• The docstring deprecation notices on full_name, gender, charge_bearer, repair, quote_id, and InstructionScheme.SWIFT are consistent with the matching TestDeprecatedPayoutMembersSerialization tests that confirm those fields still serialise.
• The diff is truncated so PaymentRequestNetworkTokenDestination, UnreferencedRefundRequest, and several other new classes referenced in tests are not visible — correctness of their field definitions and type discriminator values cannot be fully confirmed from this review.

⚠️ The diff was too large to read in full, so this review covers only part of the change.

---

_{This is not an approval. wall-e cannot auto-approve this PR — it is an opinion to help whoever does. Advisory review · us.anthropic.claude-sonnet-4-6 · wall-e 2026.06.19-02}

[agent-wall-e]

🟡 Risk Classification: MINOR

Approval route: AI Review + Human Approval
Rollback controls: Staged rollout + rollback

Classification reasons

• exceeds_bounded_scope:356>250

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 6

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
exceeds_bounded_scope — 356>250	classifying	§2.1 M8	More than 250 non-test, non-doc, non-lockfile lines changed.

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🟡 Risk Classification: MINOR

Approval route: AI Review + Human Approval
Rollback controls: Staged rollout + rollback

Classification reasons

• exceeds_bounded_scope:400>250

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 6

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
exceeds_bounded_scope — 400>250	classifying	§2.1 M8	More than 250 non-test, non-doc, non-lockfile lines changed.

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🟡 Risk Classification: MINOR

Approval route: AI Review + Human Approval
Rollback controls: Staged rollout + rollback

Classification reasons

• exceeds_bounded_scope:403>250

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 6

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
exceeds_bounded_scope — 403>250	classifying	§2.1 M8	More than 250 non-test, non-doc, non-lockfile lines changed.

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🟡 Risk Classification: MINOR

Approval route: AI Review + Human Approval
Rollback controls: Staged rollout + rollback

Classification reasons

• exceeds_bounded_scope:403>250

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 7

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
exceeds_bounded_scope — 403>250	classifying	§2.1 M8	More than 250 non-test, non-doc, non-lockfile lines changed.

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🟡 Risk Classification: MINOR

Approval route: AI Review + Human Approval
Rollback controls: Staged rollout + rollback

Classification reasons

• exceeds_bounded_scope:418>250

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 7

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
exceeds_bounded_scope — 418>250	classifying	§2.1 M8	More than 250 non-test, non-doc, non-lockfile lines changed.

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🔴 Risk Classification: MAJOR

Approval route: AI Review + Human Approval Required
Rollback controls: Change-freeze window + documented rollback plan

Classification reasons

• security_sensitive_path:checkout_sdk/payments/sessions/sessions.py

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 12

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
security_sensitive_path — checkout_sdk/payments/sessions/sessions.py	classifying	§2.1 M4/M5	Path matched a sensitive pattern (auth, secrets, crypto, PCI, migrations, network IaC).

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🔴 Risk Classification: MAJOR

Approval route: AI Review + Human Approval Required
Rollback controls: Change-freeze window + documented rollback plan

Classification reasons

• security_sensitive_path:checkout_sdk/payments/sessions/sessions.py

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 12

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
security_sensitive_path — checkout_sdk/payments/sessions/sessions.py	classifying	§2.1 M4/M5	Path matched a sensitive pattern (auth, secrets, crypto, PCI, migrations, network IaC).

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[agent-wall-e]

🔴 Risk Classification: MAJOR

Approval route: AI Review + Human Approval Required
Rollback controls: Change-freeze window + documented rollback plan

Classification reasons

• security_sensitive_path:checkout_sdk/payments/sessions/sessions.py

Operational gates

• ✅ jira_ticket (INT-1714)
• ✅ independent_review

Files analysed: 12

---

_{wall-e 2026.06.19-02 · policy 6b4ce2b3b45a…}

[agent-wall-e]

🔬 Debug — why this classification?

Each reason code emitted by the classifier, its source clause in the AI in SDLC Control Framework, and what it means.

Reason code	Kind	Clause	Meaning
security_sensitive_path — checkout_sdk/payments/sessions/sessions.py	classifying	§2.1 M4/M5	Path matched a sensitive pattern (auth, secrets, crypto, PCI, migrations, network IaC).

Kinds:

• classifying — this rule contributed to the chosen tier.
• informational — context only; did not by itself decide the tier.

See issue #3 for the proposal to formalise this map as Appendix A of the standards doc.

_{wall-e 2026.06.19-02 · debug}

[sonarqubecloud]

Quality Gate passed

Issues
0 New issues
0 Accepted issues

Measures
0 Security Hotspots
0.0% Coverage on New Code
0.0% Duplication on New Code

See analysis details on SonarQube Cloud