fix(fcs): add IOM limit validation, improve risks examples, and enhance error handling - #48

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/setup-go@d35c59abb061a4a6fb18e82ac0862c26744d6ab5. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/