diff --git a/.stainless/stainless.yml b/.stainless/stainless.yml
index 781afc91..d9185e43 100644
--- a/.stainless/stainless.yml
+++ b/.stainless/stainless.yml
@@ -210,6 +210,9 @@ resources:
           external_account_create: '#/components/schemas/ExternalAccountCreateRequest'
           external_account_info_one_of: "#/components/schemas/ExternalAccountInfoOneOf"
           business_beneficiary: "#/components/schemas/BusinessBeneficiary"
+          wallet_beneficiary_fields: "#/components/schemas/WalletBeneficiaryFields"
+          wallet_beneficiary_one_of: "#/components/schemas/WalletBeneficiaryOneOf"
+          wallet_individual_beneficiary: "#/components/schemas/WalletIndividualBeneficiary"
           # Ownership verification (challenge/verify)
           ownership_verification_method: "#/components/schemas/OwnershipVerificationMethod"
           ownership_challenge_request: "#/components/schemas/OwnershipChallengeRequest"
diff --git a/mintlify/openapi.yaml b/mintlify/openapi.yaml
index c024979a..4c8df200 100644
--- a/mintlify/openapi.yaml
+++ b/mintlify/openapi.yaml
@@ -19381,16 +19381,56 @@ components:
                 mapping:
                   INDIVIDUAL: '#/components/schemas/SwiftBeneficiary'
                   BUSINESS: '#/components/schemas/BusinessBeneficiary'
+    WalletIndividualBeneficiary:
+      title: Individual Beneficiary
+      type: object
+      required:
+        - beneficiaryType
+        - fullName
+        - countryOfResidence
+      properties:
+        beneficiaryType:
+          type: string
+          enum:
+            - INDIVIDUAL
+        fullName:
+          type: string
+          description: The full name of the beneficiary
+          example: John Michael Doe
+        countryOfResidence:
+          type: string
+          description: The country of residence of the beneficiary (ISO 3166-1 alpha-2)
+          example: US
+    WalletBeneficiaryOneOf:
+      description: The person or business that owns a crypto wallet external account.
+      oneOf:
+        - title: Individual Beneficiary
+          $ref: '#/components/schemas/WalletIndividualBeneficiary'
+        - title: Business Beneficiary
+          $ref: '#/components/schemas/BusinessBeneficiary'
+      discriminator:
+        propertyName: beneficiaryType
+        mapping:
+          INDIVIDUAL: '#/components/schemas/WalletIndividualBeneficiary'
+          BUSINESS: '#/components/schemas/BusinessBeneficiary'
+    WalletBeneficiaryFields:
+      type: object
+      properties:
+        beneficiary:
+          description: The wallet's owner. Optional for `FIRST_PARTY` accounts — the customer's verified identity is used. Required for `THIRD_PARTY` wallets on platforms with counterparty requirements (e.g. EU Travel Rule); if missing there, creation fails with `400 INVALID_INPUT`.
+          $ref: '#/components/schemas/WalletBeneficiaryOneOf'
     BaseWalletExternalAccountInfo:
       title: Base Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/BaseWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     EthereumWalletExternalAccountInfo:
       title: Ethereum L1 Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/EthereumWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     LightningInfo:
       type: object
       description: |
@@ -19424,26 +19464,31 @@ components:
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/PolygonWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     PlasmaWalletExternalAccountInfo:
       title: Plasma Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/PlasmaWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     SolanaWalletExternalAccountInfo:
       title: Solana Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/SolanaWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     SparkWalletExternalAccountInfo:
       title: Spark Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/SparkWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     TronWalletExternalAccountInfo:
       title: Tron Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/TronWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     CnyBeneficiary:
       title: Individual Beneficiary
       type: object
diff --git a/openapi.yaml b/openapi.yaml
index c024979a..4c8df200 100644
--- a/openapi.yaml
+++ b/openapi.yaml
@@ -19381,16 +19381,56 @@ components:
                 mapping:
                   INDIVIDUAL: '#/components/schemas/SwiftBeneficiary'
                   BUSINESS: '#/components/schemas/BusinessBeneficiary'
+    WalletIndividualBeneficiary:
+      title: Individual Beneficiary
+      type: object
+      required:
+        - beneficiaryType
+        - fullName
+        - countryOfResidence
+      properties:
+        beneficiaryType:
+          type: string
+          enum:
+            - INDIVIDUAL
+        fullName:
+          type: string
+          description: The full name of the beneficiary
+          example: John Michael Doe
+        countryOfResidence:
+          type: string
+          description: The country of residence of the beneficiary (ISO 3166-1 alpha-2)
+          example: US
+    WalletBeneficiaryOneOf:
+      description: The person or business that owns a crypto wallet external account.
+      oneOf:
+        - title: Individual Beneficiary
+          $ref: '#/components/schemas/WalletIndividualBeneficiary'
+        - title: Business Beneficiary
+          $ref: '#/components/schemas/BusinessBeneficiary'
+      discriminator:
+        propertyName: beneficiaryType
+        mapping:
+          INDIVIDUAL: '#/components/schemas/WalletIndividualBeneficiary'
+          BUSINESS: '#/components/schemas/BusinessBeneficiary'
+    WalletBeneficiaryFields:
+      type: object
+      properties:
+        beneficiary:
+          description: The wallet's owner. Optional for `FIRST_PARTY` accounts — the customer's verified identity is used. Required for `THIRD_PARTY` wallets on platforms with counterparty requirements (e.g. EU Travel Rule); if missing there, creation fails with `400 INVALID_INPUT`.
+          $ref: '#/components/schemas/WalletBeneficiaryOneOf'
     BaseWalletExternalAccountInfo:
       title: Base Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/BaseWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     EthereumWalletExternalAccountInfo:
       title: Ethereum L1 Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/EthereumWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     LightningInfo:
       type: object
       description: |
@@ -19424,26 +19464,31 @@ components:
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/PolygonWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     PlasmaWalletExternalAccountInfo:
       title: Plasma Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/PlasmaWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     SolanaWalletExternalAccountInfo:
       title: Solana Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/SolanaWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     SparkWalletExternalAccountInfo:
       title: Spark Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/SparkWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     TronWalletExternalAccountInfo:
       title: Tron Wallet
       allOf:
         - $ref: '#/components/schemas/BaseExternalAccountInfo'
         - $ref: '#/components/schemas/TronWalletInfo'
+        - $ref: '#/components/schemas/WalletBeneficiaryFields'
     CnyBeneficiary:
       title: Individual Beneficiary
       type: object
diff --git a/openapi/components/schemas/common/WalletIndividualBeneficiary.yaml b/openapi/components/schemas/common/WalletIndividualBeneficiary.yaml
new file mode 100644
index 00000000..9a42dcdb
--- /dev/null
+++ b/openapi/components/schemas/common/WalletIndividualBeneficiary.yaml
@@ -0,0 +1,19 @@
+title: Individual Beneficiary
+type: object
+required:
+  - beneficiaryType
+  - fullName
+  - countryOfResidence
+properties:
+  beneficiaryType:
+    type: string
+    enum:
+      - INDIVIDUAL
+  fullName:
+    type: string
+    description: The full name of the beneficiary
+    example: John Michael Doe
+  countryOfResidence:
+    type: string
+    description: The country of residence of the beneficiary (ISO 3166-1 alpha-2)
+    example: US
diff --git a/openapi/components/schemas/external_accounts/BaseWalletExternalAccountInfo.yaml b/openapi/components/schemas/external_accounts/BaseWalletExternalAccountInfo.yaml
index 7bf6935f..effa3062 100644
--- a/openapi/components/schemas/external_accounts/BaseWalletExternalAccountInfo.yaml
+++ b/openapi/components/schemas/external_accounts/BaseWalletExternalAccountInfo.yaml
@@ -2,4 +2,5 @@ title: Base Wallet
 allOf:
   - $ref: ./BaseExternalAccountInfo.yaml
   - $ref: ../common/BaseWalletInfo.yaml
-  
\ No newline at end of file
+  
+  - $ref: ./WalletBeneficiaryFields.yaml
diff --git a/openapi/components/schemas/external_accounts/EthereumWalletExternalAccountInfo.yaml b/openapi/components/schemas/external_accounts/EthereumWalletExternalAccountInfo.yaml
index 147cc380..30ce9d92 100644
--- a/openapi/components/schemas/external_accounts/EthereumWalletExternalAccountInfo.yaml
+++ b/openapi/components/schemas/external_accounts/EthereumWalletExternalAccountInfo.yaml
@@ -2,3 +2,4 @@ title: Ethereum L1 Wallet
 allOf:
   - $ref: ./BaseExternalAccountInfo.yaml
   - $ref: ../common/EthereumWalletInfo.yaml
+  - $ref: ./WalletBeneficiaryFields.yaml
diff --git a/openapi/components/schemas/external_accounts/PlasmaWalletExternalAccountInfo.yaml b/openapi/components/schemas/external_accounts/PlasmaWalletExternalAccountInfo.yaml
index bcddbab9..a4f8d247 100644
--- a/openapi/components/schemas/external_accounts/PlasmaWalletExternalAccountInfo.yaml
+++ b/openapi/components/schemas/external_accounts/PlasmaWalletExternalAccountInfo.yaml
@@ -2,3 +2,4 @@ title: Plasma Wallet
 allOf:
   - $ref: ./BaseExternalAccountInfo.yaml
   - $ref: ../common/PlasmaWalletInfo.yaml
+  - $ref: ./WalletBeneficiaryFields.yaml
diff --git a/openapi/components/schemas/external_accounts/PolygonWalletExternalAccountInfo.yaml b/openapi/components/schemas/external_accounts/PolygonWalletExternalAccountInfo.yaml
index 8e6594f5..521b6535 100644
--- a/openapi/components/schemas/external_accounts/PolygonWalletExternalAccountInfo.yaml
+++ b/openapi/components/schemas/external_accounts/PolygonWalletExternalAccountInfo.yaml
@@ -2,4 +2,5 @@ title: Polygon Wallet
 allOf:
   - $ref: ./BaseExternalAccountInfo.yaml
   - $ref: ../common/PolygonWalletInfo.yaml
-  
\ No newline at end of file
+  
+  - $ref: ./WalletBeneficiaryFields.yaml
diff --git a/openapi/components/schemas/external_accounts/SolanaWalletExternalAccountInfo.yaml b/openapi/components/schemas/external_accounts/SolanaWalletExternalAccountInfo.yaml
index ff213403..f1cc9eae 100644
--- a/openapi/components/schemas/external_accounts/SolanaWalletExternalAccountInfo.yaml
+++ b/openapi/components/schemas/external_accounts/SolanaWalletExternalAccountInfo.yaml
@@ -2,4 +2,5 @@ title: Solana Wallet
 allOf:
   - $ref: ./BaseExternalAccountInfo.yaml
   - $ref: ../common/SolanaWalletInfo.yaml
-  
\ No newline at end of file
+  
+  - $ref: ./WalletBeneficiaryFields.yaml
diff --git a/openapi/components/schemas/external_accounts/SparkWalletExternalAccountInfo.yaml b/openapi/components/schemas/external_accounts/SparkWalletExternalAccountInfo.yaml
index 267a5ddf..15427b7e 100644
--- a/openapi/components/schemas/external_accounts/SparkWalletExternalAccountInfo.yaml
+++ b/openapi/components/schemas/external_accounts/SparkWalletExternalAccountInfo.yaml
@@ -2,4 +2,5 @@ title: Spark Wallet
 allOf:
   - $ref: ./BaseExternalAccountInfo.yaml
   - $ref: ../common/SparkWalletInfo.yaml
-  
\ No newline at end of file
+  
+  - $ref: ./WalletBeneficiaryFields.yaml
diff --git a/openapi/components/schemas/external_accounts/TronWalletExternalAccountInfo.yaml b/openapi/components/schemas/external_accounts/TronWalletExternalAccountInfo.yaml
index f3dedf87..a56249eb 100644
--- a/openapi/components/schemas/external_accounts/TronWalletExternalAccountInfo.yaml
+++ b/openapi/components/schemas/external_accounts/TronWalletExternalAccountInfo.yaml
@@ -2,4 +2,5 @@ title: Tron Wallet
 allOf:
   - $ref: ./BaseExternalAccountInfo.yaml
   - $ref: ../common/TronWalletInfo.yaml
-  
\ No newline at end of file
+  
+  - $ref: ./WalletBeneficiaryFields.yaml
diff --git a/openapi/components/schemas/external_accounts/WalletBeneficiaryFields.yaml b/openapi/components/schemas/external_accounts/WalletBeneficiaryFields.yaml
new file mode 100644
index 00000000..2d46d7ed
--- /dev/null
+++ b/openapi/components/schemas/external_accounts/WalletBeneficiaryFields.yaml
@@ -0,0 +1,9 @@
+type: object
+properties:
+  beneficiary:
+    description: >-
+      The wallet's owner. Optional for `FIRST_PARTY` accounts — the
+      customer's verified identity is used. Required for `THIRD_PARTY`
+      wallets on platforms with counterparty requirements (e.g. EU Travel
+      Rule); if missing there, creation fails with `400 INVALID_INPUT`.
+    $ref: ./WalletBeneficiaryOneOf.yaml
diff --git a/openapi/components/schemas/external_accounts/WalletBeneficiaryOneOf.yaml b/openapi/components/schemas/external_accounts/WalletBeneficiaryOneOf.yaml
new file mode 100644
index 00000000..3bc3d1c7
--- /dev/null
+++ b/openapi/components/schemas/external_accounts/WalletBeneficiaryOneOf.yaml
@@ -0,0 +1,12 @@
+description: >-
+  The person or business that owns a crypto wallet external account.
+oneOf:
+  - title: Individual Beneficiary
+    $ref: ../common/WalletIndividualBeneficiary.yaml
+  - title: Business Beneficiary
+    $ref: ../common/BusinessBeneficiary.yaml
+discriminator:
+  propertyName: beneficiaryType
+  mapping:
+    INDIVIDUAL: ../common/WalletIndividualBeneficiary.yaml
+    BUSINESS: ../common/BusinessBeneficiary.yaml