Mac handling of submodules is too aggressive

[adamcbraun]

I have a repository that I'm working with that has a few submodules. I don't use all these submodules and in fact don't have permission to all of them. When I try to pull from the remote or even checkout main, I get asked for my credentials multiple times (my main access to the repository is through ssh keys) and then I get an error notification (paths changed to <>

Cloning into '<local/path/to/submodule>'...
warning: templates not found in /usr/local/git/share/git-core/templates
fatal: Authentication failed for 'https://dev.azure.com/<remote/path/of/submodule/reference/>'
fatal: clone of 'https://dev.azure.com/<remote/path/of/submodule/reference/>' into submodule path '<local/path/to/submodule>'. failed
Failed to clone '<relative/path/to/submodule>'. Retry scheduled
Cloning into '<local/path/to/submodule>'....
warning: templates not found in /usr/local/git/share/git-core/templates
fatal: Authentication failed for 'https://dev.azure.com/<remote/path/of/submodule/reference/>'
fatal: clone of 'https://dev.azure.com/<remote/path/of/submodule/reference/>' into submodule path '<local/path/to/submodule>'. failed
Failed to clone '<relative/path/to/submodule>' a second time, aborting

This issue only happens when I access through a mac. The interface works fine when accessing through windows. Note: There are some other submodules in the project that I do access, but not the submodule in question.