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receipts [decide]: pricing for receipt_build / dispute_evidence / escrow #391

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@bordumb

Plan guidance: receipt_build ~$0.02–0.10 · dispute_evidence + the HTTP retainer far higher · escrow bps-on-volume + arbitration fee. Calibrate to the observed ~$0.86 average settlement and to the RC-E1.3 cost basis (registry-cache hit-rate × avoided clone cost is the margin; the flush cadence, not the crypto, is the wall).

Shipped: the receipts-api price_book (per-account per-op cents) + retainer used-vs-included/overage math on GET /v1/usage — pricing is data, no code change needed once decided.

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