diff --git a/.changeset/ancestor-error-boundary-chunk.md b/.changeset/ancestor-error-boundary-chunk.md
new file mode 100644
index 00000000000..57326680570
--- /dev/null
+++ b/.changeset/ancestor-error-boundary-chunk.md
@@ -0,0 +1,5 @@
+---
+'@tanstack/router-core': patch
+---
+
+Load the ancestor `errorComponent` chunk that renders a child loader error before `router.load()` resolves.
diff --git a/packages/router-core/src/load-client.ts b/packages/router-core/src/load-client.ts
index e84bb8fba59..71d6ec1258a 100644
--- a/packages/router-core/src/load-client.ts
+++ b/packages/router-core/src/load-client.ts
@@ -1133,6 +1133,31 @@ function materializeRedirect(
   return outcome
 }
 
+/**
+ * An errored match without its own error component renders through the
+ * nearest ancestor error boundary, so that boundary's chunk must be ready
+ * before the lane commits.
+ */
+function loadAncestorErrorComponent(
+  router: AnyRouter,
+  matches: Array<WorkMatch>,
+  index: number,
+): Promise<void> | undefined {
+  const hasErrorComponent = (route: AnyRoute) =>
+    route.options.errorComponent ??
+    (router.options as any).defaultErrorComponent
+  if (hasErrorComponent(getRoute(router, matches[index]!))) {
+    return undefined
+  }
+  for (let ancestor = index - 1; ancestor >= 0; ancestor--) {
+    const route = getRoute(router, matches[ancestor]!)
+    if (hasErrorComponent(route)) {
+      return loadRouteChunk(route, 'errorComponent')
+    }
+  }
+  return undefined
+}
+
 async function reduceLane(
   router: AnyRouter,
   lane: ContextualizedLane,
@@ -1233,12 +1258,18 @@ async function reduceLane(
     try {
       await waitFor<unknown>(
         outcome
-          ? Promise.resolve().then(() =>
-              loadRouteChunk(
-                route,
-                kind === ERROR ? 'errorComponent' : 'notFoundComponent',
-              ),
-            )
+          ? Promise.resolve()
+              .then(() =>
+                loadRouteChunk(
+                  route,
+                  kind === ERROR ? 'errorComponent' : 'notFoundComponent',
+                ),
+              )
+              .then(() =>
+                kind === ERROR
+                  ? loadAncestorErrorComponent(router, matches, boundary)
+                  : undefined,
+              )
           : Promise.all([
               loadRouteChunk(route),
               loadRouteChunk(route, 'notFoundComponent'),
diff --git a/packages/router-core/tests/boundary-component-chunk.test.ts b/packages/router-core/tests/boundary-component-chunk.test.ts
index e1302003d27..67be9d55f6f 100644
--- a/packages/router-core/tests/boundary-component-chunk.test.ts
+++ b/packages/router-core/tests/boundary-component-chunk.test.ts
@@ -188,6 +188,83 @@ describe('route boundary component preloads', () => {
     expect(router.state.matches[1]?.error).toBe(routeError)
   })
 
+  test('a child loader error waits for the ancestor errorComponent chunk that renders it', async () => {
+    const errorComponentGate = createControlledPromise<void>()
+    const routeError = new Error('child loader failed')
+    const errorComponentPreload = vi.fn(() => errorComponentGate)
+    pendingGates.push(errorComponentGate)
+
+    const ErrorBoundary = Object.assign(() => null, {
+      preload: errorComponentPreload,
+    })
+
+    const rootRoute = new BaseRootRoute({})
+    const parentRoute = new BaseRoute({
+      getParentRoute: () => rootRoute,
+      path: '/parent',
+      errorComponent: ErrorBoundary as any,
+    })
+    const childRoute = new BaseRoute({
+      getParentRoute: () => parentRoute,
+      path: '/child',
+      loader: () => {
+        throw routeError
+      },
+    })
+    const router = createTestRouter({
+      routeTree: rootRoute.addChildren([parentRoute.addChildren([childRoute])]),
+      history: createMemoryHistory({ initialEntries: ['/parent/child'] }),
+    })
+
+    let settled = false
+    const loading = router.load().then(() => {
+      settled = true
+    })
+    pendingLoads.push(loading)
+
+    await vi.waitFor(() => expect(errorComponentPreload).toHaveBeenCalledOnce())
+    await new Promise((resolve) => setTimeout(resolve, 0))
+    expect(settled).toBe(false)
+
+    errorComponentGate.resolve()
+    await loading
+
+    expect(
+      router.state.matches.find((match) => match.routeId === childRoute.id),
+    ).toMatchObject({ status: 'error', error: routeError })
+  })
+
+  test('a child loader error skips ancestor chunks when the child has a default error component', async () => {
+    const errorComponentPreload = vi.fn(() => Promise.resolve())
+    const ErrorBoundary = Object.assign(() => null, {
+      preload: errorComponentPreload,
+    })
+
+    const rootRoute = new BaseRootRoute({})
+    const parentRoute = new BaseRoute({
+      getParentRoute: () => rootRoute,
+      path: '/parent',
+      errorComponent: ErrorBoundary as any,
+    })
+    const childRoute = new BaseRoute({
+      getParentRoute: () => parentRoute,
+      path: '/child',
+      loader: () => {
+        throw new Error('child loader failed')
+      },
+    })
+    const router = createTestRouter({
+      routeTree: rootRoute.addChildren([parentRoute.addChildren([childRoute])]),
+      history: createMemoryHistory({ initialEntries: ['/parent/child'] }),
+      // Framework adapters declare this option on RouterOptions.
+      ...({ defaultErrorComponent: () => null } as {}),
+    })
+
+    await router.load()
+
+    expect(errorComponentPreload).not.toHaveBeenCalled()
+  })
+
   test('global notFound does not wait for component chunks below its boundary', async () => {
     const hiddenComponentGate = createControlledPromise<void>()
     const componentError = new Error('hidden component chunk failed')