Add a way to enforce collection mutations via actions disallowing inline mutations

[Makisuo]

It would be great if we had a way to enforce only being able to use mutations like someCollection.insert inside of actions.

e.g.

This is allowed

const addTodo = createOptimisticAction<string>({
  onMutate: (text) => {
    todoCollection.insert({
      id: uuid(),
      text,
      completed: false
    })
  },
 ....
})

This should be forbidden

<Button onClick={() =>     
todoCollection.insert({
      id: uuid(),
      text,
      completed: false
    })}>
</Button

Why

The more I have used Tanstack DB the more I have realized almost all mutations I do have some sort of side effects, making single mutations quite useless. I started only using optimistic actions but coding agents and teammates often fall into the trap on using inline muations again. a way to enforce to enforce mutations through actions would be great