diff --git a/frontend/src/__tests__/dashboard-upcoming-scope-713.test.ts b/frontend/src/__tests__/dashboard-upcoming-scope-713.test.ts
new file mode 100644
index 00000000..936979f2
--- /dev/null
+++ b/frontend/src/__tests__/dashboard-upcoming-scope-713.test.ts
@@ -0,0 +1,153 @@
+/**
+ * Issue #713 (second half): the Home upcoming-purchases widget ignored the
+ * topbar chips. GET /api/dashboard/upcoming takes no filter parameters, so
+ * the provider chip is applied client-side and an active account chip is
+ * flagged as not applied rather than silently ignored.
+ *
+ * Drives loadDashboard() so the production render path is exercised.
+ */
+
+jest.mock('../toast', () => ({ showToast: jest.fn(() => ({ dismiss: jest.fn() })) }));
+jest.mock('../confirmDialog', () => ({ confirmDialog: jest.fn(() => Promise.resolve(true)) }));
+jest.mock('chart.js', () => {
+  const MockChart = jest.fn().mockImplementation(() => ({ destroy: jest.fn() }));
+  (MockChart as unknown as { register: jest.Mock }).register = jest.fn();
+  return { Chart: MockChart, registerables: [] };
+});
+jest.mock('../recommendations', () => ({
+  groupRecsByCell: jest.fn(() => new Map()),
+  pageLevelRange: jest.fn(() => ({ savingsMin: 0, savingsMax: 0, cellCount: 0 })),
+  formatSavingsRange: jest.fn((min: number, max: number) => `$${min}-$${max}`),
+  triggerAutoRefreshIfStale: jest.fn(() => Promise.resolve()),
+}));
+jest.mock('../api', () => ({
+  getDashboardSummary: jest.fn().mockResolvedValue({ potential_monthly_savings: 0, by_service: {} }),
+  getUpcomingPurchases: jest.fn(),
+  getSavingsAnalytics: jest.fn().mockResolvedValue({ data_points: [] }),
+  getRecommendations: jest.fn().mockResolvedValue([]),
+}));
+jest.mock('../state', () => ({
+  getCurrentProvider: jest.fn().mockReturnValue(''),
+  getCurrentAccountIDs: jest.fn().mockReturnValue([]),
+  getSavingsChart: jest.fn().mockReturnValue(null),
+  setSavingsChart: jest.fn(),
+  subscribeProvider: jest.fn().mockReturnValue(() => {}),
+  subscribeAccount: jest.fn().mockReturnValue(() => {}),
+  getCurrentUser: jest.fn().mockReturnValue(null),
+}));
+
+import { loadDashboard } from '../dashboard';
+import * as api from '../api';
+import * as state from '../state';
+import { scopeUpcomingToProvider, upcomingEmptyMessage, UPCOMING_ACCOUNT_SCOPE_NOTE } from '../lib/upcoming-scope';
+import type { UpcomingPurchase } from '../types';
+
+const row = (execution_id: string, provider: UpcomingPurchase['provider'], plan_name: string): UpcomingPurchase => ({
+  execution_id,
+  plan_id: `plan-${execution_id}`,
+  plan_name,
+  scheduled_date: '2026-11-01',
+  provider,
+  service: 'compute',
+  step_number: 1,
+  total_steps: 2,
+  estimated_savings: 50,
+});
+
+const ROWS = [row('e-aws', 'aws', 'AWS Plan'), row('e-az', 'azure', 'Azure Plan')];
+
+const setScope = (provider: string, accountIDs: string[] = []) => {
+  (state.getCurrentProvider as jest.Mock).mockReturnValue(provider);
+  (state.getCurrentAccountIDs as jest.Mock).mockReturnValue(accountIDs);
+};
+
+const list = () => document.getElementById('upcoming-list') as HTMLElement;
+const planNames = () => Array.from(list().querySelectorAll('.upcoming-details h4')).map(h => h.textContent);
+
+describe('upcoming-scope helpers (#713)', () => {
+  test('no provider filter keeps every row and does not alias the input', () => {
+    for (const p of ['', 'all', 'ALL']) {
+      const out = scopeUpcomingToProvider(ROWS, p);
+      expect(out).toEqual(ROWS);
+      expect(out).not.toBe(ROWS);
+    }
+  });
+
+  test('provider filter keeps only matching rows, case-insensitively', () => {
+    expect(scopeUpcomingToProvider(ROWS, 'azure').map(r => r.execution_id)).toEqual(['e-az']);
+    expect(scopeUpcomingToProvider(ROWS, 'AWS').map(r => r.execution_id)).toEqual(['e-aws']);
+    expect(scopeUpcomingToProvider(ROWS, 'gcp')).toEqual([]);
+  });
+
+  test('empty message names the provider only when one is filtered', () => {
+    expect(upcomingEmptyMessage('')).toBe('No upcoming scheduled purchases');
+    expect(upcomingEmptyMessage('all')).toBe('No upcoming scheduled purchases');
+    expect(upcomingEmptyMessage('gcp')).toBe('No upcoming scheduled purchases for GCP');
+  });
+});
+
+describe('Home upcoming widget follows the topbar chips (#713)', () => {
+  beforeEach(() => {
+    jest.clearAllMocks();
+    document.body.innerHTML = `
+      <div id="summary"></div>
+      <section id="savings-by-service-section">
+        <canvas id="savings-by-service-chart"></canvas>
+        <p id="savings-by-service-empty" class="empty hidden"></p>
+      </section>
+      <div id="upcoming-list"></div>
+    `;
+    (api.getUpcomingPurchases as jest.Mock).mockResolvedValue({ purchases: ROWS });
+  });
+
+  test('no chips: every row renders and no scope note is shown', async () => {
+    setScope('');
+    await loadDashboard();
+    expect(planNames()).toEqual(['AWS Plan', 'Azure Plan']);
+    expect(list().querySelector('.upcoming-scope-note')).toBeNull();
+  });
+
+  test('provider chip hides rows from other providers', async () => {
+    setScope('azure');
+    await loadDashboard();
+    expect(planNames()).toEqual(['Azure Plan']);
+    // View Details renders from the scoped index, so the hidden row is gone.
+    expect(list().querySelectorAll('[data-action="view-purchase"]')).toHaveLength(1);
+  });
+
+  test('provider chip with no matching rows shows a filter-aware empty state', async () => {
+    setScope('gcp');
+    await loadDashboard();
+    expect(planNames()).toEqual([]);
+    expect(list().querySelector('.empty')?.textContent).toBe('No upcoming scheduled purchases for GCP');
+  });
+
+  test('account chip cannot be applied, so the widget says so above the rows', async () => {
+    setScope('', ['acct-1']);
+    await loadDashboard();
+    expect(planNames()).toEqual(['AWS Plan', 'Azure Plan']);
+    const note = list().querySelector('.upcoming-scope-note');
+    expect(note?.textContent).toBe(UPCOMING_ACCOUNT_SCOPE_NOTE);
+    // The note sits before the first card.
+    expect(list().firstElementChild).toBe(note);
+  });
+
+  test('account chip with nothing to show keeps the plain empty state (no note)', async () => {
+    setScope('', ['acct-1']);
+    (api.getUpcomingPurchases as jest.Mock).mockResolvedValue({ purchases: [] });
+    await loadDashboard();
+    expect(list().querySelector('.upcoming-scope-note')).toBeNull();
+    expect(list().querySelector('.empty')?.textContent).toBe('No upcoming scheduled purchases');
+  });
+
+  test('Retry after a failed fetch applies the same provider scope', async () => {
+    setScope('aws');
+    (api.getUpcomingPurchases as jest.Mock).mockRejectedValueOnce(new Error('API error: 503'));
+    await loadDashboard();
+    expect(list().querySelector('.error')).not.toBeNull();
+    const retry = list().querySelector('button[data-action="retry-upcoming"]') as HTMLButtonElement;
+    retry.click();
+    await new Promise(resolve => setTimeout(resolve, 0));
+    expect(planNames()).toEqual(['AWS Plan']);
+  });
+});
diff --git a/frontend/src/dashboard.ts b/frontend/src/dashboard.ts
index 7e59f371..1789a46d 100644
--- a/frontend/src/dashboard.ts
+++ b/frontend/src/dashboard.ts
@@ -14,6 +14,7 @@ import { openModal, closeModal } from './modal';
 import { canAccess } from './permissions';
 import { groupRecsByCell, pageLevelRange, formatSavingsRange, triggerAutoRefreshIfStale } from './recommendations';
 import { showSkeletonTiles, showSkeletonBlock, teardownSkeleton } from './lib/skeleton';
+import { scopeUpcomingToProvider, upcomingEmptyMessage, UPCOMING_ACCOUNT_SCOPE_NOTE } from './lib/upcoming-scope';
 import { formatTrendAxisTick, formatTrendTooltipTitle, formatSparseTrendMessage, MIN_TREND_POINTS } from './modules/chart-utils';
 // Re-export for backward compatibility (tests and other callers import from dashboard.ts).
 export { formatTrendAxisTick } from './modules/chart-utils';
@@ -440,21 +441,36 @@ async function retryUpcomingPurchases(): Promise<void> {
   }
 }
 
-function renderUpcomingPurchases(purchases: UpcomingPurchase[]): void {
+function renderUpcomingPurchases(allPurchases: UpcomingPurchase[]): void {
   const container = document.getElementById('upcoming-list');
   if (!container) return;
 
+  // The endpoint ignores the topbar chips, so apply the provider chip here
+  // and flag the account chip as not applied (#713, see lib/upcoming-scope).
+  const provider = state.getCurrentProvider();
+  const purchases = scopeUpcomingToProvider(allPurchases, provider);
+
   // Refresh the in-memory index so viewPurchaseDetails can render its
   // dialog from local data — there is no execution row to look up yet
   // (the upcoming list shows plans whose next execution hasn't fired).
   upcomingPurchasesIndex = new Map(purchases.map(p => [p.execution_id, p]));
 
-  if (!purchases || purchases.length === 0) {
-    container.innerHTML = '<p class="empty">No upcoming scheduled purchases</p>';
+  container.textContent = '';
+  if (purchases.length === 0) {
+    const empty = document.createElement('p');
+    empty.className = 'empty';
+    empty.textContent = upcomingEmptyMessage(provider);
+    container.appendChild(empty);
     return;
   }
 
-  container.textContent = '';
+  if (state.getCurrentAccountIDs().length > 0) {
+    const note = document.createElement('p');
+    note.className = 'help-text upcoming-scope-note';
+    note.textContent = UPCOMING_ACCOUNT_SCOPE_NOTE;
+    container.appendChild(note);
+  }
+
   for (const p of purchases) {
     const dateParts = getDateParts(p.scheduled_date);
 
diff --git a/frontend/src/lib/upcoming-scope.ts b/frontend/src/lib/upcoming-scope.ts
new file mode 100644
index 00000000..23675bfa
--- /dev/null
+++ b/frontend/src/lib/upcoming-scope.ts
@@ -0,0 +1,42 @@
+/**
+ * Scoping for the Home "Upcoming Scheduled Purchases" widget (issue #713).
+ *
+ * GET /api/dashboard/upcoming takes no filter parameters: it is scoped by
+ * the session only, so without this the widget kept listing every
+ * provider's purchases while the rest of Home followed the topbar chips.
+ * Each row carries its plan's provider, so the provider chip is applied
+ * here. Rows carry no account, so the account chip cannot be applied
+ * client-side; the widget says so instead of silently disagreeing with the
+ * rest of the page. Both go away once the endpoint accepts the chip state.
+ */
+
+import type { UpcomingPurchase } from '../types';
+
+/** Shown above the rows when account chips are active but cannot apply. */
+export const UPCOMING_ACCOUNT_SCOPE_NOTE =
+  'The account filter does not apply here: showing upcoming purchases for all accounts you can access.';
+
+function isProviderFilter(provider: string): boolean {
+  return provider !== '' && provider.toLowerCase() !== 'all';
+}
+
+/**
+ * Keep only the rows matching the provider chip. '' / 'all' keep every row.
+ * The row's provider is the plan's first service provider (see
+ * upcomingFromExecution in internal/api/handler_dashboard.go).
+ */
+export function scopeUpcomingToProvider(
+  purchases: readonly UpcomingPurchase[],
+  provider: string,
+): UpcomingPurchase[] {
+  if (!isProviderFilter(provider)) return [...purchases];
+  const want = provider.toLowerCase();
+  return purchases.filter(p => (p.provider || '').toLowerCase() === want);
+}
+
+/** Empty-state text, naming the provider filter when one hid every row. */
+export function upcomingEmptyMessage(provider: string): string {
+  return isProviderFilter(provider)
+    ? `No upcoming scheduled purchases for ${provider.toUpperCase()}`
+    : 'No upcoming scheduled purchases';
+}