diff --git a/apps/web/src/components/cost-insights/overview/SpendEvidenceCard.tsx b/apps/web/src/components/cost-insights/overview/SpendEvidenceCard.tsx
index 5a4f9f3d94..322e20443d 100644
--- a/apps/web/src/components/cost-insights/overview/SpendEvidenceCard.tsx
+++ b/apps/web/src/components/cost-insights/overview/SpendEvidenceCard.tsx
@@ -46,7 +46,7 @@ export function SpendEvidenceCard({
     '90d': 'Last 90 days',
   }[range];
   const highest = evidence
-    .filter(point => point.coverage === 'complete')
+    .filter(point => point.coverage !== 'unavailable')
     .reduce<(typeof evidence)[number] | undefined>((currentHighest, point) => {
       if (!currentHighest) return point;
       const currentTotal = currentHighest.variableUsd + currentHighest.scheduledUsd;
@@ -105,7 +105,7 @@ export function SpendEvidenceCard({
               ? `${rangeLabel}: spend total unavailable because one or more periods have incomplete coverage.`
               : `${rangeLabel}: ${money(completeTotal)} total.`}{' '}
             {highest
-              ? `Highest complete period was ${highest.label} at ${money(highest.variableUsd + highest.scheduledUsd)}.`
+              ? `Highest period with spend evidence was ${highest.label} at ${money(highest.variableUsd + highest.scheduledUsd)}.`
               : ''}
           </p>
           <p id={chartInstructionsId} className="sr-only">
@@ -135,9 +135,9 @@ export function SpendEvidenceCard({
                   const isPeak = highest !== undefined && point.periodStart === highest.periodStart;
                   const showTick = index % tickStride === 0 || index === evidence.length - 1;
                   const accessibilityLabel =
-                    point.coverage === 'complete'
-                      ? `${point.label}: ${money(pointTotal)} total, ${money(point.variableUsd)} usage-based, ${money(point.scheduledUsd)} scheduled`
-                      : `${point.label}: spend data unavailable, ${point.coveredHours} of ${point.totalHours} hours covered`;
+                    point.coverage === 'unavailable'
+                      ? `${point.label}: spend data unavailable, ${point.coveredHours} of ${point.totalHours} hours covered`
+                      : `${point.label}: ${point.coverage === 'partial' ? 'at least ' : ''}${money(pointTotal)} total, ${money(point.variableUsd)} usage-based, ${money(point.scheduledUsd)} scheduled${point.coverage === 'partial' ? `, ${point.coveredHours} of ${point.totalHours} hours covered` : ''}`;
                   return (
                     <Tooltip key={point.periodStart}>
                       <TooltipTrigger asChild>
@@ -153,7 +153,7 @@ export function SpendEvidenceCard({
                           onKeyDown={event => handleBarKeyDown(event, index)}
                         >
                           <span className="flex h-5 w-full items-end justify-center">
-                            {isPeak && point.coverage === 'complete' && (
+                            {isPeak && point.coverage !== 'unavailable' && (
                               <span className="type-label font-mono tabular-nums whitespace-nowrap">
                                 {money(pointTotal)}
                               </span>
@@ -163,16 +163,18 @@ export function SpendEvidenceCard({
                             <span
                               className={cn(
                                 'group-hover:ring-foreground/50 mx-auto flex w-full max-w-10 flex-col-reverse overflow-hidden rounded-t-sm transition-[filter,box-shadow] duration-150 group-hover:brightness-110 group-focus-visible:brightness-110',
-                                point.coverage !== 'complete' &&
+                                point.coverage === 'partial' &&
+                                  'border-border-strong border border-dashed',
+                                point.coverage === 'unavailable' &&
                                   'border-border-strong bg-surface-overlay h-2 border border-dashed'
                               )}
                               style={
-                                point.coverage === 'complete'
+                                point.coverage !== 'unavailable'
                                   ? { height: `${totalHeight}%` }
                                   : undefined
                               }
                             >
-                              {point.coverage === 'complete' && (
+                              {point.coverage !== 'unavailable' && (
                                 <>
                                   <span
                                     className="bg-chart-1"
@@ -198,9 +200,11 @@ export function SpendEvidenceCard({
                       </TooltipTrigger>
                       <TooltipContent side="top" sideOffset={8} className="min-w-44 p-3">
                         <div className="type-label font-medium">{point.label}</div>
-                        {point.coverage === 'complete' ? (
+                        {point.coverage !== 'unavailable' ? (
                           <dl className="mt-2 grid grid-cols-[1fr_auto] gap-x-4 gap-y-1 type-label">
-                            <dt className="text-muted-foreground">Total</dt>
+                            <dt className="text-muted-foreground">
+                              {point.coverage === 'partial' ? 'Known spend' : 'Total'}
+                            </dt>
                             <dd className="text-right font-mono font-semibold tabular-nums">
                               {money(pointTotal)}
                             </dd>
@@ -218,6 +222,11 @@ export function SpendEvidenceCard({
                             <dd className="text-right font-mono tabular-nums">
                               {money(point.scheduledUsd)}
                             </dd>
+                            {point.coverage === 'partial' && (
+                              <dt className="text-muted-foreground col-span-2 mt-1">
+                                Partial coverage: {point.coveredHours} of {point.totalHours} hours.
+                              </dt>
+                            )}
                           </dl>
                         ) : (
                           <p className="type-label text-muted-foreground mt-2">
diff --git a/apps/web/src/components/cost-insights/types.ts b/apps/web/src/components/cost-insights/types.ts
index 86ddc192a0..05646a675d 100644
--- a/apps/web/src/components/cost-insights/types.ts
+++ b/apps/web/src/components/cost-insights/types.ts
@@ -35,7 +35,12 @@ export type SpendEvidencePoint =
       scheduledUsd: number;
     })
   | (SpendEvidencePointBase & {
-      coverage: 'partial' | 'unavailable';
+      coverage: 'partial';
+      variableUsd: number;
+      scheduledUsd: number;
+    })
+  | (SpendEvidencePointBase & {
+      coverage: 'unavailable';
       variableUsd: null;
       scheduledUsd: null;
     });
diff --git a/apps/web/src/lib/cost-insights/presenter.test.ts b/apps/web/src/lib/cost-insights/presenter.test.ts
index 75bbbf0033..ae94b38142 100644
--- a/apps/web/src/lib/cost-insights/presenter.test.ts
+++ b/apps/web/src/lib/cost-insights/presenter.test.ts
@@ -555,7 +555,7 @@ describe('Cost Insights presenter', () => {
     ).toThrow('Covered Cost Insights evidence must include both spend categories.');
   });
 
-  it('marks aggregate evidence partial without exposing an understated covered subtotal', () => {
+  it('shows known spend in partial aggregate evidence without presenting it as a complete total', () => {
     const points = [
       {
         hourStart: '2026-06-25T22:00:00.000Z',
@@ -594,8 +594,8 @@ describe('Cost Insights presenter', () => {
         coverage: 'partial',
         coveredHours: 1,
         totalHours: 2,
-        variableUsd: null,
-        scheduledUsd: null,
+        variableUsd: 2,
+        scheduledUsd: 1,
       },
       {
         label: 'Jun 26',
diff --git a/apps/web/src/lib/cost-insights/presenter.ts b/apps/web/src/lib/cost-insights/presenter.ts
index da46ab7cf5..442a2723b3 100644
--- a/apps/web/src/lib/cost-insights/presenter.ts
+++ b/apps/web/src/lib/cost-insights/presenter.ts
@@ -225,10 +225,6 @@ function presentEvidenceBucket(points: OwnerHourlySpend[]): SpendEvidencePoint {
   if (covered.length === 0) {
     return { ...common, coverage: 'unavailable', variableUsd: null, scheduledUsd: null };
   }
-  if (covered.length !== points.length) {
-    return { ...common, coverage: 'partial', variableUsd: null, scheduledUsd: null };
-  }
-
   let variableMicrodollars = 0;
   let scheduledMicrodollars = 0;
   for (const point of covered) {
@@ -238,7 +234,7 @@ function presentEvidenceBucket(points: OwnerHourlySpend[]): SpendEvidencePoint {
   }
   return {
     ...common,
-    coverage: 'complete',
+    coverage: covered.length === points.length ? 'complete' : 'partial',
     variableUsd: microdollarsToUsd(variableMicrodollars),
     scheduledUsd: microdollarsToUsd(scheduledMicrodollars),
   };
@@ -472,7 +468,7 @@ function buildMetrics(params: {
         params.currentHourVariableMicrodollars === null
           ? 'Current-hour spend evidence is unavailable'
           : params.currentHourVariableMicrodollars >= params.anomalyThresholdMicrodollars
-            ? 'Above current alert level'
+            ? 'Unusually high for this account'
             : `Typical hour: ${money(params.anomalyBaselineMicrodollars)}`,
       tone:
         params.currentHourVariableMicrodollars !== null &&